Cornell Law School
J.D. | 1988

University of Vermont
B.A., summa cum laude, Phi Beta Kappa | 1984


  • U.S. Court of Appeals, First Circuit | 1994
  • Maine | 1988
  • U.S. District Court, District of Maine | 1988


Julie Ray is a shareholder in the firm’s Real Estate, Business, and Banking and Financial Services Practice Groups. She also serves as chair of the Business and Corporate Law Practice Group.

Ms. Ray has been providing business advice to clients for over thirty years.  Her practice includes all aspects of real estate law, including representation of large and small business entities, individuals, nonprofit organizations, and utilities in commercial real estate development, including resort and hospitality development; acquisitions and sales; leasing; residential and commercial condominium developments, including interval and timeshare ownership projects, and dockominiums; and real estate financing.

Ms. Ray’s business practice focuses on advising clients in a broad range of transactional settings, including entity formation and restructuring, stock and asset sales and acquisitions, complex contract negotiations, financing, and the provision of general business advice to a variety of businesses. Ms. Ray also represents lenders, including local and national banks, in commercial loan transactions.

Ms. Ray also has extensive experience representing financial institutions and other lenders in commercial and residential real estate foreclosures and assisting creditors with protecting and realizing on personal property collateral, including strict foreclosures.

Service / Achievements

Ms. Ray is the President of the Board of Directors of Habitat for Humanity of Greater Portland. Ms. Ray is a former member of the Race Committee and Chair of the Sponsorship Committee of the Maine Affiliate of Susan G. Komen for the Cure’s Portland Race for the Cure. Prior to its merger with Goodwill Industries of Northern New England, Ms. Ray served as a member of the Board of Directors of the Cumberland County Training Resource Center. Ms. Ray has served as a guardian ad litem with the Court Appointed Special Advocates Program.

Ms. Ray is Peer Review Rated for Ethical Standards and Legal Ability by Martindale-Hubbell, and has been selected by her peers for inclusion in The Best Lawyers in America© 2020 in the field of Real Estate Law for Maine.